Investment calculators
See what your savings could grow to, in ₹, lakh and crore.
- SIP calculator₹10,000 a month, 10 years: ₹23.23 lakh
- Step-up SIP calculator₹10,000 SIP, +10% a year, 10 years at 12%: ₹33.74 lakh
- FD calculator₹1 lakh for 5 years at 7%: ₹1.41 lakh
- Post Office RD calculator₹5,000 a month for 5 years at 6.7%: ₹3.57 lakh
- PPF calculator₹1.5 lakh a year for 15 years: ₹40.68 lakh
- Sukanya Samriddhi calculator₹1.5 lakh a year at 8.2%: ₹71.82 lakh after 21 years
- NPS calculator₹5,000 a month from 30 to 60 at 10%: ₹1.14 crore
- Compound interest calculator₹1 lakh at 10% for 10 years: ₹2.59 lakh
- Simple interest calculator₹1 lakh at 12% for 1 year: ₹12,000 interest
Which one should I use?
All nine calculators show how money grows over time. They differ in where the money sits and how the growth is worked out.
- SIP and step-up SIP — a fixed amount in a mutual fund every month; step-up raises it every year. The return is an assumption you choose.
- FD — a lump sum in a bank fixed deposit, compounded quarterly. Enter your bank's rate.
- Post Office RD — a fixed deposit every month for 5 years at 6.7%, compounded quarterly.
- PPF — ₹500 to ₹1,50,000 a year at 7.1% for 15 years, extendable in 5-year blocks.
- Sukanya Samriddhi — for a girl under 10: deposits for 15 years at 8.2%, maturing 21 years after opening.
- NPS — monthly retirement saving, with your balance, lump sum and pension at 60.
- Compound interest and simple interest — the plain maths, for any rate and period.
Not sure? For a monthly market habit, start with SIP. For a fixed sum, use FD; for a fixed monthly amount, RD. For 15 years or more, try PPF, or SSY if you are saving for a daughter. For retirement, use NPS.
The results are estimates. They do not include tax, fees or changes in rates.
For education only. This is not investment advice, and we are not SEBI-registered advisers. Returns are assumptions, not predictions. Mutual fund investments are subject to market risks; read all scheme-related documents carefully.